Learn About the Many Important Changes that Took Effect in 2019 for Basic Auto Insurance in British Columbia

What Happened & Why

In 2019, changes were introduced to make car insurance fairer for everyone. These changes were partially based on all of our individual driving histories, vehicle type, where we live, and the escalating costs of crash claims to our healthcare and court systems.

More info on ICBC.com – click to go there now

Buying and renewing Autoplan is different now; a new rating model is ensuring all drivers pay the right insurance premium, and are held held responsible for their own driving and decision-making.

You should prepare to possibly pay more for car insurance. However, ICBC’s new rules also reward good drivers, encourage safety and responsibility, and help the injured better recover from accidents and crashes.

Summary of Changes

While the ultimate source of information about these changes is ICBC, we’ve broken down the changes according to the three original 2019 roll-out dates, and created infographics to simplify the information so it’s easier to understand what’s going on.

April 1, 2019: Claims Payouts, Benefits & Disputes

September 1, 2019: Buying & Renewing Basic Auto Insurance

November 1, 2019: Risk Premiums & Penalty Points


Renewal Questions?

For support with your Autoplan renewal and optional coverages, contact us anytime — We’re All About You!